Quick hits: What does an injured worker do if he/she finds out the employer does not carry PA Workers’ Compensation insurance?

You are not out of luck!  First, call me to discuss what can be done for your Montgomery County Worker's Comp case.  Then, we will most likely be calling the worker's comp bureau.  In such situations, you may be eligible for benefits under the Uninsured Employer Guaranty Fund.  You can also contact the PA Bureau of Workers’ Compensation at 800-482-2383 for more information. 

What should an injured employee do if he/she receives a Petition to Terminate, Modify or Suspend workers’ compensation benefits?

In such situations the injured worker should contact a lawyer who specializes in assisting workers with their claims. The employer must present evidence to the Judge that proves the injured worker is recovered fully or partially.  

Quick Hits: What happens if my employer denies my claim?

If your employer denies your claim, you have the right to file a petition for a hearing before a workers’ compensation judge.  OBVIOUSLY, before you do anything, call your worker's comp lawyer immediately.   

What are the tax implications for receiving Workers’ Compensation for a Montgomery County worker?

It is tax time.  Which stinks.  But, this is an important questions and one that should come from the IRS mouth:

“Amounts received for occupational sickness or injury are FULLY EXEMPT if paid under a workers’compensation act or statute in the nature of a workers’ compensation act.  This exemption also applies to your survivors.  The exemption, however, does not apply to retirement benefits plan benefits you receive based on your age, length of service, or prior contributions to the plan, even if you retired because of an occupational sickness or injury.”  

 Of course, it is important for you to discuss these issues with your Montgomery County accountant.